Welcome to SchemaSpace, operated by NorthSchema ("we," "us," or "the Company"). By accessing or using SchemaSpace at schemaspace.co (the "Platform"), you agree to be bound by these Terms of Service ("Terms"). If you do not agree, do not use the Platform.
SchemaSpace is an information aggregation and community discussion platform. The Platform aggregates publicly available content from third-party sources (including YouTube, X/Twitter, Reddit, podcasts, newsletters, and news sites) into a unified feed, provides AI-generated summaries and analysis of that content, and hosts user-created community discussion spaces.
SchemaSpace is not a financial advisor, investment advisor, broker-dealer, or any form of licensed financial services provider. No content on the Platform — whether created by users, generated by AI, or aggregated from third-party sources — constitutes financial, investment, legal, tax, or professional advice. All content is for informational and educational purposes only.
You must be at least 18 years old to use the Platform. By creating an account, you represent that you are at least 18 years of age and that all registration information you provide is accurate and truthful. You are responsible for maintaining the confidentiality of your account credentials and for all activity under your account.
Ownership. You retain ownership of all content you create and post on the Platform ("User Content"). By posting User Content, you grant NorthSchema a non-exclusive, worldwide, royalty-free, sublicensable license to use, display, reproduce, and distribute your User Content solely in connection with operating and providing the Platform. This license terminates when you delete your User Content or your account, except where your content has been shared by other users or is reasonably necessary for Platform operations.
Your Responsibility. You are solely responsible for all User Content you post. You represent that your User Content does not infringe any third party's intellectual property rights, privacy rights, or any applicable law.
Content as Opinion. All User Content posted in community spaces represents the personal opinion of the individual user who posted it. User Content does not represent the views, endorsement, or assertions of NorthSchema or the Platform. Users acknowledge and agree to this by accepting the Community Participation Agreement before their first community post.
SchemaSpace features a community-driven evaluation system ("Community Standing") in which users may receive engagement signals from other users, including "Like" votes (general engagement) and "Trust" votes (accuracy assessment). Users may also receive "Flag" votes from other users who believe content is inaccurate, off-topic, or otherwise problematic.
Community Standing scores, tiers (New Member, Contributor, Trusted, Analyst), and all related metrics are aggregated reflections of community sentiment. They are not assertions, endorsements, ratings, or judgments made by NorthSchema. The Platform provides the infrastructure; the community determines standing through its collective voting activity.
By participating in communities, you acknowledge and consent to the following:
NorthSchema expressly disclaims any liability arising from Community Standing scores, tier assignments, or the outcomes of community voting. Community Standing is a reflection of peer opinion and is not a factual assertion about any user's competence, accuracy, expertise, or professional qualifications.
Users may post predictions in community spaces. Predictions are personal speculation by individual users and do not constitute financial advice, investment recommendations, or guarantees of future results. Prediction accuracy is self-reported by the prediction creator; the Platform does not verify prediction outcomes.
Prediction Track Records display a user's historical self-reported prediction outcomes. No user's Prediction Track Record should be relied upon for financial, investment, or other decisions. Prediction scores and accuracy have no bearing on Community Standing tiers, trust scores, or any other reputation metric. They are a separate, standalone statistic.
NorthSchema expressly disclaims any liability arising from predictions, Prediction Track Records, or any decisions made based on any user's prediction history.
Before posting in any community space, users must accept the Community Participation Agreement, which includes acknowledgment that:
The Platform uses artificial intelligence to generate summaries, entity extraction, convergence detection, and other analytical outputs from third-party and user-generated content. AI-generated content is provided for informational convenience only and may contain errors, inaccuracies, or omissions.
AI-generated summaries are not a substitute for reading the original source material. NorthSchema makes no representation or warranty regarding the accuracy, completeness, or reliability of any AI-generated content. Users should verify all AI-generated information against original sources before relying on it for any purpose.
The Platform aggregates content from third-party sources via publicly available feeds (RSS, APIs, and other publicly accessible endpoints). NorthSchema does not create, endorse, or verify third-party content displayed on the Platform. Third-party content remains the intellectual property of its respective owners.
The Platform displays excerpts, metadata, and links to third-party content for the purpose of enabling users to discover and access information from sources they have selected. Full articles and original content remain on their respective publisher websites.
If you believe any content on the Platform infringes your copyright, please see our DMCA Policy.
IMPORTANT: PLEASE READ CAREFULLYSchemaSpace is an information aggregation and community discussion platform. Nothing on the Platform — including but not limited to user posts, AI-generated summaries, Community Standing tiers, convergence alerts, analyst designations, or any other feature — constitutes financial advice, investment advice, a recommendation to buy or sell any security or asset, or any form of professional guidance.
Community Standing tiers such as "Analyst" or "Trusted" reflect aggregated community sentiment about a user's contributions within the Platform. These designations do not indicate professional licensure, certification, or qualification of any kind. They are not endorsements by NorthSchema.
You should consult qualified professionals before making any financial, investment, legal, tax, or health decisions. You assume full responsibility for any actions you take based on information encountered on the Platform.
You agree not to:
SchemaSpace is committed to user safety. Content that promotes or glorifies self-harm, suicide, eating disorders, or violence is strictly prohibited and will be removed.
If you or someone you know is in crisis, please contact the 988 Suicide and Crisis Lifeline (call or text 988) or the Crisis Text Line (text HOME to 741741).
If you encounter content on SchemaSpace that you believe poses a safety risk, please report it using the flag system or contact us at legal@schemaspace.co.
Community moderation on SchemaSpace is primarily community-driven. The Platform provides tools for community members to flag content, vote on moderation actions, and participate in appeals. NorthSchema acts as infrastructure provider and reserves the right, but has no obligation, to intervene in moderation decisions.
NorthSchema reserves the right to remove content or suspend accounts that violate these Terms, applicable law, or that pose a risk to the safety or integrity of the Platform, regardless of community voting outcomes.
Certain features of the Platform require a paid subscription. Subscription fees are billed in advance on a monthly or annual basis through Stripe. You may cancel your subscription at any time; cancellation takes effect at the end of the current billing period. Refunds are provided at NorthSchema's sole discretion.
NorthSchema reserves the right to modify subscription pricing with 30 days' notice to existing subscribers.
The Platform, including its design, code, features, branding, and proprietary technology, is owned by NorthSchema and protected by intellectual property laws. You may not copy, modify, distribute, or create derivative works of the Platform without written permission.
The SchemaSpace name, logo, and brand elements are trademarks of NorthSchema.
TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, NORTHSCHEMA AND ITS OFFICERS, DIRECTORS, EMPLOYEES, AND AGENTS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES, INCLUDING BUT NOT LIMITED TO:
NorthSchema's total liability for any claim arising from these Terms or use of the Platform shall not exceed the amount you paid to NorthSchema in the twelve (12) months preceding the claim, or $100, whichever is greater.
You agree to indemnify, defend, and hold harmless NorthSchema and its officers, directors, employees, and agents from any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising from: (a) your use of the Platform; (b) your User Content; (c) your violation of these Terms; or (d) your violation of any third-party rights.
Any dispute arising from these Terms or your use of the Platform shall first be attempted to be resolved through good-faith negotiation. If negotiation fails, disputes shall be resolved through binding arbitration administered by the American Arbitration Association (AAA) under its Consumer Arbitration Rules, conducted in the State of Florida. You agree that any arbitration shall be conducted on an individual basis and not as a class action or collective proceeding.
Either party may seek injunctive or equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement of intellectual property rights.
You may delete your account at any time through the Platform settings. Upon deletion, your profile information, User Content, and associated data will be removed in accordance with our Privacy Policy. Community Standing data associated with your account will be anonymized or deleted.
NorthSchema reserves the right to suspend or terminate accounts that violate these Terms, with or without notice.
THE PLATFORM IS PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED, INCLUDING BUT NOT LIMITED TO WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, NON-INFRINGEMENT, OR ACCURACY. NORTHSCHEMA DOES NOT WARRANT THAT THE PLATFORM WILL BE UNINTERRUPTED, ERROR-FREE, OR SECURE.
Self-declared profile information (including experience, education, and certifications) is provided by users and is not verified by NorthSchema. The label "self-declared — not verified" is displayed alongside such information.
NorthSchema may update these Terms at any time. Material changes will be communicated via email or Platform notification at least 14 days before taking effect. Continued use of the Platform after changes take effect constitutes acceptance of the updated Terms.
These Terms are governed by the laws of the State of Florida, United States, without regard to conflict of law provisions.
For questions about these Terms, contact us at:
NorthSchema
Email: legal@schemaspace.co
Website: schemaspace.co
By using SchemaSpace, you acknowledge that you have read, understood, and agree to be bound by these Terms of Service.